Our rates

 PLEDGED SHARE LOANS

3.75% UP TO 48 MONTHS

4.00% UP TO 60 MONTHS

4.50% UP TO 72 MONTHS

UNSECURED LOANS

8.50% FOR 12 MONTHS $1,000

8.75% FOR 24 MONTHS UP TO $5,000

9.00% FOR 36 MONTHS UP TO $5,000

9.25% FOR 48 MONTHS UP TO $5,000

85% FINANCING

3.50% UP TO 48 MONTHS

3.75% UP TO 60 MONTHS

4.00% UP TO 72 MONTHS

4.25% UP TO 84 MONTHS

95% FINANCING

4.00% UP TO 48 MONTHS

4.25% UP TO 60 MONTHS

4.50% UP TO 72 MONTHS

4.75% UP TO 84 MONTHS

85% FINANCING

2017-2019 5.50% UP TO 60 MONTHS

2020-2021 5.25% UP TO 72 MONTHS

2020-2021  5.50% UP TO 84 MONTHS

95% FINANCING

2017-2019 5.75% UP TO 60 MONTHS

2020-2021 5.50% UP TO 72 MONTHS  

2020-2021 5.25% UP TO 84 MONTHS

   OLDER VEHICLES

85% FINANCING

2015 & OLDER 6.50% UP TO 

60 MONTHS

NADA BOOK VALUE

Student Loans (Teachers) 6.50%

Heating Loan 6.50%

Dental, Medical, Vision 6.50%

HOME EQUITY RATES

HOME 80% VALUE

LAND 70% VALUE

1ST POSITION

UP TO $30,000

3.00% UP TO 10 YEARS

OVER $30,000 TO $75,000

3.10% UP TO 15 YEARS

OVER $75,000 TO $100,000

3.15% UP TO 15 YEARS

OVER $100,000  TO $150,000

3.20% UP TO 20 YEARS

OVER $150,000 TO $200,000

3.25% UP TO 25 YEARS

2ND POSITION

UP TO $30,000

3.35% UP TO 10 YEARS

OVER $30,000 TO $75,000

3.40% UP TO 15 YEARS

 Loan Applications are available in the office. 

Electronic Loan Applications may be requested by emailing Marilyn Seiders at mseiders@rbsecu.org

The current rates listed excluding Holiday Loan are effective for 2023.