Our rates
Used Vehicle Loan Rates
New Vehicle Loan Rates
PLEDGED SHARE LOANS
4.50% UP TO 72 MONTHS
UNSECURED LOANS
10.50% - UP TO $5,000
12 to 48 MONTHS
New Vehicle Loan Rates
Used Vehicle Loan Rates
New Vehicle Loan Rates
5.50% UP TO 48 MONTHS
5.75% UP TO 60 MONTHS
6.00% UP TO 72 MONTHS
6.25% UP TO 84 MONTHS
Used Vehicle Loan Rates
Used Vehicle Loan Rates
Older Vehicle Loan Rates
2019 AND NEWER
7.00% UP TO 60 MONTHS
7.25% UP TO 72 MONTHS
7.50% UP TO 84 MONTHS
Older Vehicle Loan Rates
HOME EQUITY LOAN Equal Housing Opportunity
Older Vehicle Loan Rates
OLDER VEHICLES
2018 & OLDER 9.99%
60 MONTHS
NADA BOOK VALUE
Other Loan Rates
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY LOAN Equal Housing Opportunity
Student Loans (Teachers) 7.99%
Heating Loan 7.99%
Dental, Medical, Vision 7.99%
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY RATES
HOME 80% VALUE
LAND 70% VALUE
1ST POSITION
UP TO $30,000
6.0% UP TO 10 YEARS
OVER $30,000 TO $100,000
6.25% UP TO 15 YEARS
OVER $100,000 TO $150,000
6.5% UP TO 20 YEARS
OVER $150,000 TO $250,000
6.75% UP TO 25 YEARS
2ND POSITION
UP TO $30,000
6.0% UP TO 10 YEARS
OVER $30,000 TO $75,000
6.5% UP TO 15 YEARS
EFFECTIVE July 1,2024
Rate
HOME EQUITY RATES
HOME 80% VALUE
LAND 70% VALUE
1ST POSITION
UP TO $30,000
6.0% UP TO 10 YEARS
OVER $30,000 TO $100,000
6.25% UP TO 15 YEARS
OVER $100,000 TO $150,000
6.5% UP TO 20 YEARS
OVER $150,000 TO $250,000
6.75% UP TO 25 YEARS
2ND POSITION
UP TO $30,000
6.0% UP TO 10 YEARS
OVER $30,000 TO $75,000
6.5% UP TO 15 YEARS
EFFECTIVE July 1,2024
Rates can be changed at anytime at the discretion of the Board of Directors.
LOAN APPLICATION
LOAN APPLICATION
LOAN APPLICATION
ALL ABOVE LOANS REQUIRE A CREDIT CHECK EXCEPT PLEDGED SHARE LOANS
Loan Applications are available in the office.
Electronic Loan Applications may be requested by emailing Marilyn Seiders at mseiders@rbsecu.org
LOAN APPLICATION
LOAN APPLICATION
The current rates listed excluding Holiday Loan are effective for 2023.
LOAN APPLICATION
The current rates listed excluding Holiday Loan are effective for 2023.