Our rates
Used Vehicle Loan Rates
New Vehicle Loan Rates
PLEDGED SHARE LOANS
4.50% UP TO 72 MONTHS
UNSECURED LOANS
10.50% - UP TO $5,000
12 to 48 MONTHS
New Vehicle Loan Rates
Used Vehicle Loan Rates
New Vehicle Loan Rates
5.50% UP TO 48 MONTHS
5.75% UP TO 60 MONTHS
6.00% UP TO 72 MONTHS
6.25% UP TO 84 MONTHS
Used Vehicle Loan Rates
Used Vehicle Loan Rates
Older Vehicle Loan Rates
2019 AND NEWER
6.00% UP TO 60 MONTHS
6.25% UP TO 72 MONTHS
6.50% UP TO 84 MONTHS
Older Vehicle Loan Rates
HOME EQUITY LOAN Equal Housing Opportunity
Older Vehicle Loan Rates
OLDER VEHICLES
2018 & OLDER 9.99%
60 MONTHS
NADA BOOK VALUE
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY RATES
HOME 80% VALUE
LAND 70% VALUE
1ST POSITION
UP TO $30,000
5.75% UP TO 10 YEARS
OVER $30,000 TO $100,000
6.00% UP TO 15 YEARS
OVER $100,000 TO $150,000
6.25% UP TO 20 YEARS
OVER $150,000 TO $250,000
6.50% UP TO 25 YEARS
2ND POSITION
UP TO $30,000
5.75% UP TO 10 YEARS
OVER $30,000 TO $75,000
6..25% UP TO 15 YEARS
EFFECTIVE April 28,2
HOME EQUITY RATES
HOME 80% VALUE
LAND 70% VALUE
1ST POSITION
UP TO $30,000
5.75% UP TO 10 YEARS
OVER $30,000 TO $100,000
6.00% UP TO 15 YEARS
OVER $100,000 TO $150,000
6.25% UP TO 20 YEARS
OVER $150,000 TO $250,000
6.50% UP TO 25 YEARS
2ND POSITION
UP TO $30,000
5.75% UP TO 10 YEARS
OVER $30,000 TO $75,000
6..25% UP TO 15 YEARS
EFFECTIVE April 28,2026
Rates can be changed at anytime at the discretion of the Board of Directors.
LOAN APPLICATION
ALL ABOVE LOANS REQUIRE A CREDIT CHECK EXCEPT PLEDGED SHARE LOANS
Loan Applications are available in the office.
Electronic Loan Applications may be requested by emailing Marilyn Seiders at mseiders@rbsecu.org
