Our rates
Used Vehicle Loan Rates
New Vehicle Loan Rates
PLEDGED SHARE LOANS
3.75% UP TO 48 MONTHS
4.00% UP TO 60 MONTHS
4.50% UP TO 72 MONTHS
UNSECURED LOANS
8.50% FOR 12 MONTHS $1,000
8.75% FOR 24 MONTHS UP TO $5,000
9.00% FOR 36 MONTHS UP TO $5,000
9.25% FOR 48 MONTHS UP TO $5,000
New Vehicle Loan Rates
Used Vehicle Loan Rates
New Vehicle Loan Rates
85% FINANCING
3.50% UP TO 48 MONTHS
3.75% UP TO 60 MONTHS
4.00% UP TO 72 MONTHS
4.25% UP TO 84 MONTHS
95% FINANCING
4.00% UP TO 48 MONTHS
4.25% UP TO 60 MONTHS
4.50% UP TO 72 MONTHS
4.75% UP TO 84 MONTHS
Used Vehicle Loan Rates
Used Vehicle Loan Rates
Older Vehicle Loan Rates
85% FINANCING
2017-2019 5.50% UP TO 60 MONTHS
2020-2021 5.25% UP TO 72 MONTHS
2020-2021 5.50% UP TO 84 MONTHS
95% FINANCING
2017-2019 5.75% UP TO 60 MONTHS
2020-2021 5.50% UP TO 72 MONTHS
2020-2021 5.25% UP TO 84 MONTHS
Older Vehicle Loan Rates
HOME EQUITY LOAN Equal Housing Opportunity
Older Vehicle Loan Rates
OLDER VEHICLES
85% FINANCING
2015 & OLDER 6.50% UP TO
60 MONTHS
NADA BOOK VALUE
Other Loan Rates
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY LOAN Equal Housing Opportunity
Student Loans (Teachers) 6.50%
Heating Loan 6.50%
Dental, Medical, Vision 6.50%
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY LOAN Equal Housing Opportunity
HOME EQUITY RATES
HOME 80% VALUE
LAND 70% VALUE
1ST POSITION
UP TO $30,000
4.25% UP TO 10 YEARS
OVER $30,000 TO $100,000
4.5% UP TO 15 YEARS
OVER $100,000 TO $150,000
4.75% UP TO 20 YEARS
OVER $150,000 TO $200,000
5.00% UP TO 25 YEARS
2ND POSITION
UP TO $30,000
4.5% UP TO 10 YEARS
OVER $30,000 TO $75,000
5.0% UP TO 15 YEARS
EFFECTIVE APRIL 10,2023
R
HOME EQUITY RATES
HOME 80% VALUE
LAND 70% VALUE
1ST POSITION
UP TO $30,000
4.25% UP TO 10 YEARS
OVER $30,000 TO $100,000
4.5% UP TO 15 YEARS
OVER $100,000 TO $150,000
4.75% UP TO 20 YEARS
OVER $150,000 TO $200,000
5.00% UP TO 25 YEARS
2ND POSITION
UP TO $30,000
4.5% UP TO 10 YEARS
OVER $30,000 TO $75,000
5.0% UP TO 15 YEARS
EFFECTIVE APRIL 10,2023
Rates can be changed at anytime at the discretion of the Board of Directors.
LOAN APPLICATION
LOAN APPLICATION
LOAN APPLICATION
Loan Applications are available in the office.
Electronic Loan Applications may be requested by emailing Marilyn Seiders at mseiders@rbsecu.org
LOAN APPLICATION
LOAN APPLICATION
The current rates listed excluding Holiday Loan are effective for 2023.